From October 2025 to September 2026, returns were: deposit (renewed monthly) +43.4% (+10.6% after inflation), gold +36.6% (+5.3% after inflation), bonds +34.8% (+3.9% after inflation), BIST 100 +23.8% (−4.6% after inflation), USD +17.7% (−9.2% after inflation), EUR +15.5% (−11.0% after inflation). Consumer prices rose 29.7% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| TL deposit | +43.4% | +10.6% |
| Gold bullion | +36.6% | +5.3% |
| Government bonds (DİBS) | +34.8% | +3.9% |
| BIST 100 index | +23.8% | −4.6% |
| US dollar | +17.7% | −9.2% |
| Euro | +15.5% | −11.0% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”