In 2022, returns were: BIST 100 +165.8% (+61.8% after inflation), bonds +56.6% (−4.7% after inflation), gold +38.0% (−16.0% after inflation), USD +37.6% (−16.2% after inflation), EUR +28.9% (−21.5% after inflation), deposit (renewed monthly) +15.5% (−29.7% after inflation). Consumer prices rose 64.2% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| BIST 100 index | +165.8% | +61.8% |
| Government bonds (DİBS) | +56.6% | −4.7% |
| Gold bullion | +38.0% | −16.0% |
| US dollar | +37.6% | −16.2% |
| Euro | +28.9% | −21.5% |
| TL deposit | +15.5% | −29.7% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”