In 2024, returns were: gold +54.7% (+7.1% after inflation), deposit (renewed monthly) +45.0% (+0.4% after inflation), BIST 100 +28.7% (−10.8% after inflation), USD +20.3% (−16.7% after inflation), bonds +18.9% (−17.7% after inflation), EUR +15.4% (−20.1% after inflation). Consumer prices rose 44.4% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| Gold bullion | +54.7% | +7.1% |
| TL deposit | +45.0% | +0.4% |
| BIST 100 index | +28.7% | −10.8% |
| US dollar | +20.3% | −16.7% |
| Government bonds (DİBS) | +18.9% | −17.7% |
| Euro | +15.4% | −20.1% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”