In 2020, returns were: gold +65.0% (+44.0% after inflation), EUR +44.3% (+25.9% after inflation), USD +31.8% (+15.0% after inflation), BIST 100 +25.5% (+9.5% after inflation), deposit (renewed monthly) +9.5% (−4.5% after inflation), bonds +9.0% (−4.9% after inflation). Consumer prices rose 14.6% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| Gold bullion | +65.0% | +44.0% |
| Euro | +44.3% | +25.9% |
| US dollar | +31.8% | +15.0% |
| BIST 100 index | +25.5% | +9.5% |
| TL deposit | +9.5% | −4.5% |
| Government bonds (DİBS) | +9.0% | −4.9% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”