In 2019, returns were: bonds +33.1% (+19.0% after inflation), gold +30.3% (+16.5% after inflation), BIST 100 +20.5% (+7.8% after inflation), deposit (renewed monthly) +16.7% (+4.4% after inflation), USD +10.1% (−1.6% after inflation), EUR +7.4% (−3.9% after inflation). Consumer prices rose 11.8% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| Government bonds (DİBS) | +33.1% | +19.0% |
| Gold bullion | +30.3% | +16.5% |
| BIST 100 index | +20.5% | +7.8% |
| TL deposit | +16.7% | +4.4% |
| US dollar | +10.1% | −1.6% |
| Euro | +7.4% | −3.9% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”