In 2025, returns were: gold +98.6% (+51.7% after inflation), deposit (renewed monthly) +47.0% (+12.3% after inflation), bonds +37.1% (+4.7% after inflation), EUR +36.4% (+4.2% after inflation), USD +22.0% (−6.8% after inflation), BIST 100 +13.2% (−13.5% after inflation). Consumer prices rose 30.9% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| Gold bullion | +98.6% | +51.7% |
| TL deposit | +47.0% | +12.3% |
| Government bonds (DİBS) | +37.1% | +4.7% |
| Euro | +36.4% | +4.2% |
| US dollar | +22.0% | −6.8% |
| BIST 100 index | +13.2% | −13.5% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”