In 2018, returns were: USD +38.3% (+15.0% after inflation), gold +36.7% (+13.7% after inflation), EUR +33.0% (+10.6% after inflation), deposit (renewed monthly) +15.5% (−4.0% after inflation), bonds +1.4% (−15.7% after inflation), BIST 100 −16.1% (−30.3% after inflation). Consumer prices rose 20.3% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| US dollar | +38.3% | +15.0% |
| Gold bullion | +36.7% | +13.7% |
| Euro | +33.0% | +10.6% |
| TL deposit | +15.5% | −4.0% |
| Government bonds (DİBS) | +1.4% | −15.7% |
| BIST 100 index | −16.1% | −30.3% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”