In 2021, returns were: USD +75.8% (+29.2% after inflation), gold +70.7% (+25.4% after inflation), EUR +63.3% (+20.0% after inflation), BIST 100 +41.5% (+4.0% after inflation), deposit (renewed monthly) +15.8% (−14.9% after inflation), bonds +0.2% (−26.4% after inflation). Consumer prices rose 36.1% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| US dollar | +75.8% | +29.2% |
| Gold bullion | +70.7% | +25.4% |
| Euro | +63.3% | +20.0% |
| BIST 100 index | +41.5% | +4.0% |
| TL deposit | +15.8% | −14.9% |
| Government bonds (DİBS) | +0.2% | −26.4% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”