In 2023, returns were: gold +80.0% (+9.2% after inflation), EUR +60.7% (−2.5% after inflation), USD +55.9% (−5.4% after inflation), BIST 100 +47.5% (−10.5% after inflation), deposit (renewed monthly) +22.7% (−25.5% after inflation), bonds −23.1% (−53.4% after inflation). Consumer prices rose 64.8% over the same period. Source: TÜİK; not investment advice.
Table
| Asset | Nominal | Real (CPI) |
|---|---|---|
| Gold bullion | +80.0% | +9.2% |
| Euro | +60.7% | −2.5% |
| US dollar | +55.9% | −5.4% |
| BIST 100 index | +47.5% | −10.5% |
| TL deposit | +22.7% | −25.5% |
| Government bonds (DİBS) | −23.1% | −53.4% |
Source: TÜİK (Turkish Statistical Institute), real rates of return of financial investment instruments. Data from January 1997 to September 2026. Past returns don't predict future returns; this is not investment advice. Deposits are gross, BIST 100 excludes dividends; no fees, buy-sell spreads or taxes.
Use it in ChatGPT
Keşke is a ChatGPT plugin. Type one of these; the answer comes with a chart, and you can change the amount and dates in the card:
- “With Keşke: if I had put 5,000 TL a month into gold since 2020, what would it be worth today?”
- “Keşke: what would 100,000 TL put into US dollars in 2018 be worth now, after inflation?”
- “Keşke: real returns of gold, dollar, BIST 100 and deposits over the last 12 months?”